Low Rate Credit Cards

Low rate credit cards are growing in popularity in the UK, with many citing rising balance transfer fees as the reason to apply. These cards are generally intended for long term use and can provide you with some low cost corrowing.

Low Rate Credit Cards
Card Offer
Typical APR
Notes
More Details
 
Capital One Platinum
Capital One Platinum
9.9%
0% on balance transfers and purchases until 1st November 2008 [1.7% fee on transfers], low balance transfer fee and interest rate, only available to applicants with good credit. Free identity theft alerts from Equifax and free identity theft service.

 

 

Low rate credit cards are aimed at individuals for long term use. Generally, a low rate credit card will not have any introductory offers such as a 0% balance transfer or purchase rate or cash back.

However, these cards are a cheap source of short term lending that other leading financial institutions can’t match.

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