Credit Cards


Welcome to our credit card comparison section of OnlyStop.com. Listed below are are best buy credit cards with important points listed for your ease of reference.

Credit Cards UK
Card Offer
Balance Transfers
Intro Purchases
Rewards
Comments
More Details
 
Virgin credit card
Virgin
15.9%
0% for 15 months
[2.98% fee]
0% for 3 months
Earn Virgin points
An additional 10% discount at Virgin megastores, insurance and holidays.
Sony credit card
Sony
15.9%
0% for 12 months
[3% fee]
0% for 3 months
Sony rewards - triple with Sony products
3000 points free when you first use the card - enough for 2 DVD movies!
Capital One Platinum
Capital One
Balance Transfer
&
Purchase Card
16.9%
0% until 1st December 2009
[3% fee]
0% until 1st December 2009
None
Free identity theft protection and additional free identity alerts from Equifax. Choice of card designs.
Capital One Platinum
Capital One
Platinum
14.9%
0% until 1st November 2009
[3% fee]
0% until 1st November 2009
None
Free identity theft protection and additional free identity alerts from Equifax. Choice of card designs and slightly lower APR than Capital One's balance transfer and purchase card.
HSBC
HSBC
16.9%
0% for 13 months
[2.5% fee]
0% for 3 months
None
Take advantage of up to 56 days interest free credit, discounts on your holiday travel, free additional card and online account management
Halifax One
Halifax One
15.9%
0% for 10 months
[3% fee]
0% for 10 months
None
Choice of card colours and online account management
Barclaycard Platinum
Barclaycard
Platinum
14.9%
0% until 1st November 2009
[2.9% fee]
0% for 3 months
None
Incentives from various UK retailers including thomas Cook, Phones4u, Blockbuster and more

MBNA
Platinum Plus
15.9%
0% until September 2009
[2.9% fee]
0% until November 2008
None
0% on cash transfers to your current account until September 2009 [2.9% fee] and online account management

Capital One
Low Rate Card
With Cashback
8.5%
None
None
0.5%
Enjoy one of the lowest APR's available in the UK, free identity theft service and identity alerts from Equifax, choice of card designs.

Football
Club Cards
15.9%
0% for 12 months
[3% fee]
0% for 3 months
Reward points
Support your club by applyig for your club's credit card. All 20 English Premier League clubs are supported.
Virgin credit card
Virgin
Prepaid
N/A
N/A
N/A
Pay as you go credit card. Load the credit card with your spending funds only spend what is available. Ideal for kids, bad credit applicants and travelling. Costs £9.95 to buy and 30p for every £10 spent

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Credit Card Overview

Over the years many have us have become reliant on the convenience and flexibility of credit cards, which enable us to manage our spending and finances more easily. However, over recent years the credit card market has become flooded with an array of credit cards offering a wide range of benefits to consumers. With competition between credit card companies on the rise, it has become increasingly important for card issuers to offer improved value and customer benefits in order to avoid losing out to the competition.

This is why UK consumers now have the luxury of a wide choice of cards, and the better your credit rating the wider your choice will be. You can select from cards such as 0% balance transfers, cash back credit cards, cards offering special introductory interest rates, and many other types of cards that will enable you to spread the cost of your purchases and enjoy value for money at the same time.

Over the past few years 0% balance transfers have become very popular amongst those with existing balances who are paying a high rate of interest. By switching to a card that offers 0% interest on balance transfers you can save a fortune on the cost of interest, and you can make a real impact on the principle debt when you make your monthly repayments. Many people, particularly those that use credit cards regularly, find that rewards cards such as cash back credit cards suit them well. There are so many different deals to choose from these days that it is vital to compare the cards on the market in order to find the best one for you.

Many cards offer an introductory interest free credit cards purchases too, and this is valid for a specified period, which is ideal if you want to make a larger purchase and spread the cost without having to pay additional interest on the cost of your purchase. The interest free periods can vary from one card issuer to another, so it is well worth taking the time to compare the different deals in order to find the card that offers the most generous interest free period.

With such a great choice of credit cards available, it is possible to find the perfect credit card for your needs these days. Even those with poor credit can find specialist bad credit credit cards available that will help them to get back on track and rebuild their credit rating. �

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