Is your pet insured for accidents, injuries, and illness?
August 27, 2007
To most pet owners in the UK their cats, dogs, and other pets are part and parcel of the family unit, and most want to ensure that their beloved pets are protected against illness, injury, and harm.
Although many people get their pets vaccinated against various health problems that could strike, most animals are still at risk of injury or unexpected illness, and when this strikes the vet’s bills can quickly mount up and can prove extremely costly.
Experts from a pet insurance company are now urging pet owners to protect their animals and their finances by ensuring that their pets are adequately insured, enabling them to get the surgery or treatment that they may need for injuries or illness without finances getting in the way. The cost of treatment can be very expensive, and many people find that they are unable to afford the treatment required when their animal falls ill. This is where pet insurance can prove invaluable, covering the majority of the cost of the surgery or treatment required by the pet.
According to pet insurance experts the average costs associated with dogs, which have an average lifespan of twelve years, is around £14,750. For cats, which have an average lifespan of sixteen years, the cost comes to slightly less at £14, 230. Many pet owners make claims on their pet insurance policies each year – in fact with 34% of pet owners claiming on their policies each year compared to 9% of claims on other types of insurance cover this is a type of cover on which far more claims are made compared to other types of insurance.
Consumers should ensure that they take out adequate cover for their pet, and can shop around with a number of insurers that offer this type of policy, as the costs can vary depending on a variety of factors.
Alan Wright
27th August 2007
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